It’s important to take out office insurance to protect both you and your staff. You may find that some elements of insurance cover, namely employers’ liability insurance and public liability insurance are a requirement. Liability insurance policies will protect you from any claims against you for loss, damage, illness or death that occurred as a result of carrying out work either in your business premises or on behalf of your business.
Equipment and stock cover will protect you financially against any loss, damage or theft that may occur- you won’t need to fund any replacements from your business’ finances.